Previously I discussed the considerable costs of an average divorce. You are now wondering how on earth will you be able to pay for it? There are many options out there.
Money from your separate account/assets
Money from a joint account (must be accounted for in equitable distribution/property settlement)
Gifts or loans from family members
Loans from banks or credit unions
Income tax refund
Short term loan
Do not assume that your spouse will be responsible for your attorney's fees. It almost never happens.
Most family law attorneys either ask for a flat fee amount to cover certain tasks or, ask for a retainer to cover a specified number of hours. If your case goes outside of the flat fee/tasks or the full retainer is used up, you will be asked to sign a new flat fee agreement or replenish the retainer. Although it is sometimes very difficult to predict how a case is going to play out, your attorney should be able to give you an idea of how much it will cost each time you have to go to court.
The reality is that divorce is not an inexpensive process and you must prepare yourself for the financial hardship or sacrifice that you are about to undertake. Be aware that you get what you pay for; if an attorney is quoting you an unbelievably low number you will likely not get good service. http://www.cardozofamilylaw.com/PracticeAreas/How-to-Plan-for-Divorce.asp Your attorney will assist you through a difficult period in your life and it makes sense to have someone with whom you feel comfortable and is responsive to your needs.