Law Offices of Catherine Cardozo, LLC
Call us today!
More Than Just
A Family Lawyer

Divorce and Health Insurance

I recently read an article ( that said approximately 115,000 women each year lose their health insurance as a consequence of divorce. This is alarming at best and catastrophic at worst. How does this happen?

Once the divorce is final, your spouse's employer can take you off the health insurance (by the end of that month). Your spouse can choose to elect COBRA coverage through his employer for up to three (3) years on your behalf, but you will be responsible for the premiums, unless your spouse agrees to pay for it as part of final divorce negotiations. The costs are $400 or more per month, per person for COBRA. What's worse, once the three years are up you must find your own private insurance - but during that time if you are diagnosed with a serious illness, a health insurance company can choose not to insure you as a "high risk". I am not sure how the Affordable Care Act will address this problem which not only affects the divorcing population but anyone currently on COBRA.

The best thing to do is to start searching for new coverage before you are divorced. If your employer offers it, wonderful. If not, contact local insurance companies to get quotes. You don't want to be left uninsured when a crisis strikes.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Contact Us

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Contact Info

Law Offices of Catherine Cardozo, LLC
1147 Easton Rd.
Abington, PA 19001

Toll Free: 866-779-6227
Phone: 610-298-1081
Fax: 215-572-1700
Map & Directions